Tag Archives: save money

Share the Wealth Sunday Link Up {2}

Share the Wealth Sunday | Money Savvy Living

Do you have a great money saving idea—or want to hear what other people are doing to save money and still feel like they are living the good life—even on a budget?

It’s that time of the week again: Share the Wealth Sunday Link Up time! I look forward to sharing (and learning!) many great money saving ideas again this week!

Come visit us on social media and say hi! We’d love to get to know you more! It would be great if you would follow us too:

Share the Wealth Sunday | Money Savvy Living

Hannah at eat, drink & save money | Facebook | Pinterest | Twitter | Google+ | Instagram

Lisa at Fun Money Mom | Facebook | Pintereset | Twitter | Google+

Gina (that’s me!) at Money Savvy Living | Facebook | Pinterest | Twitter | Google+ | Instagram

 

Suggested guidelines:

  • Link to anything that can save people money: recipes, DIY, crafts, printables, tutorials, or any and all personal finance/budgeting ideas
  • Leave up to three links that you have not linked up within the last six months
  • Leave specific links to posts (not your entire blog)
  • Do not link to any Etsy shops
  • Grab the Share the Wealth Button for your blog
  • Have fun! Check out the other great money saving ideas…and share/interact with as many as you can!
  • Follow your hosts on social media—we want to stay in touch!

 

Feature:

Share The Wealth Sunday {#2} | Money Savvy Living 

East, Drink & Save Money: Paint Your Own Pottery: Gift Ideas for Mother’s Day

Fun Money Finds: Remodel Monday: What Now?

Money Savvy Living: Mother’s Day Keepsake Journal

Round Up:

Each week, I will pick a few awesome posts from the week before to share with you. That will mean additional exposure for your post and blog!

Here some of my favorites from last week:

5 thrifty DIY projects that will save you money

Brand Name Children’s Clothing on a Discount Store Budget

Mom School: Apple Pie Playdough

Family Tradition: Saturday Morning Breakfast

 

Feel free to grab this 150 x 150 button and share on your page to let others know about this link up:

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Birthday Freebies: 105 Places to Get Free Stuff for Your Birthday

Birthday Freebies: 105 Places to get FREE Stuff for Your Birthday
Birthday Freebies: 105 Places to get FREE Stuff for Your Birthday // Money Savvy Living

 

We just celebrated our second-born son’s birthday this week—the big 7!  Of course the advent of a birthday in our house is a big deal for the kids.  They even get excited about my birthday and my husband’s birthday.  As adults, we are sort of lackluster about our own birthdays, because, well, we are just getting older.  But the kids are excited because they get to eat cake (which we really don’t have expect for birthdays).  And, of course, they still talk about how fun it was the year that daddy chose to go to Chuck E. Cheese for his birthday—an obvious choice for an awesome dad.  THE. KIDS. LOVED. IT.  High-five to my hubby for that one.

 

Many retailers also join in the birthday fun.  If you sign up for that particular store or restaurant’s birthday club, or even if you have a store credit card, you can get free offers for your birthday.

 

Here are a few of my favorites:

  • Bob Evans: free kid’s meal for your child, when you enroll your child in the birthday club
  • Kohl’s: $10 to spend on a $10 purchase
  • Express: $10 to spend on a $10 purchase
  • The Limited: Discount offer during your birthday month
  • Ann Taylor: $15 to spend on a $15 purchase

 

In addition to my favorite birthday freebies, The Penny Hoarder has put together the ultimate list of 100 Places That Will Give You Free Stuff on Your Birthday. Check out their list for more great opportunities to get freebies for your birthday:

 

  1. A&W All American Food – Get a free root beer float on your birthday by joining the Mug Club.
  2. Ace Hardware – Receive a free $5 off coupon when you join Ace Rewards.
  3. AMF Bowling – Get xsome free bowling by signing up with the AMF Pinsiders Club.
  4. Applebees –  Sign up for their Email Club and get a free dessert on your birthday.
  5. Arby’s – Get a free milkshake on your birthday when you register with Arby’s.
  6. Atlanta Bread Company – Get a free cookie on your birthday when you join their Loyalty Program.
  7. Au Bon Pain – Join their eClub and get a free birthday lunch.
  8. Auntie Anne’s – Sign up for Pretzel Perks and get a free pretzel on your birthday.
  9. Aveda – Receive a birthday gift valued at $20 when you  join Aveda’s Rewards Program.
  10. Bare Escentuals – Join the Friends and Benefits Program and they’ll send you a gift on your birthday.
  11. Barnes and Noble (Kids) – Sign up for the B&N Kids’ Club and your child gets a free cupcake on his/her birthday.
  12. Baskin Robbins – Join their Birthday Club and get free ice cream on your birthday.
  13. BD’s Mongolian Grill – Get a free entree on your birthday when you join Club Mongo.
  14. Benihana’s – Register for the Chef’s Table and they’ll send you a $30 birthday certificate.
  15. Bennigan’s – Receive a BOGO entree as well as a free dessert when you sign up for their  E-Club.
  16. Big Boy – Join their Email Club and get a free dessert on your birthday.
  17. Bonefish Grill – Become a  BFG Insider and get special offers on your birthday.
  18. Boston Market – Join the VIP Club and get a special birthday surprise.
  19. Buca di Beppo – You’ll receive a free pasta on your next visit as well as a $20 birthday gift for joining their eClub.
  20. Buffalo Wild Wings – Get a free birthday dessert when you join the Buffalo Circle.
  21. Captain D’s – Get a special offer on your birthday when you join  D’s Club.
  22. Carrabba’s Italian Grill – Join Carrabba’s Amici Club and get a free appetizer as well as a coupon for a BOGO Free entree.
  23. Chick fil a – Become an Email Insider and get a special birthday offer.
  24. Chili’s – Get free chips and guacamole when you join their  Email Club.
  25. Chuck E. Cheese – Join the Chuck E. Cheese Club and get free tokens to help celebrate your child’s birthday.
  26. Cinnabon – Subscribe to Club Cinnabon and get a special gift on your birthday.
  27. Cold Stone Creamery – Get a BOGO coupon for your birthday by signing up for the My Cold Stone Club.
  28. Country Buffet – Sign your child up for the  Birthday Kids Club and they’ll receive a free meal on their big day.
  29. Cracker Barrel – Go to Cracker Barrel on your birthday and get a free dessert.
  30. Culvers – Enjoy a free birthday treat when you sign up for the Culver’s eClub.
  31. CVS – Join the Beauty Club and get $3 Extracare bucks on your birthday.
  32. Dairy Queen – Receive a free Blizzard on your birthday by signing up for the Blizzard Fan Club.
  33. Dave & Busters – Sign up for Dave & Buster’s Rewards and get $10 in free game play.
  34. Denny’s- Stop by Denny’s and get a free Grand Slam on your birthday (with ID)!
  35. Disney Movie – Get 100 free points for your birthday when you sign up for Disney Movie Rewards.
  36. Don Pablo’s – Get a $10 gift card on your birthday when you become a Habaneros Member.
  37. Dunkin’ Donuts – Get a free beverage on your birthday by signing up for the DD Perks Rewards Program.
  38. Einstein Bros. Bagels – Get a free bagel on your birthday when you join the club.
  39. Firehouse Subs – Show up on your birthday and show ID for a free medium sub!
  40. First Watch – Get a free entree when you sign up for the Sun eClub.
  41. Friendly’s – When you become a Best Friends of Friendly’s  member, you’ll receive a free Happy Ending Sundae on your birthday.
  42. Fuddruckers – Get a special birthday offer when you join the Fudds Club.
  43. Great American Cookies – Join CookiE-mail and get a free cookie on your birthday.
  44. Hallmark – Get a free card and a coupon for 20% off one item when you become a Hallmark Crown Rewards member.
  45. Hard Rock Cafe – Sign up for Hard Rock Rewards are get free dessert on your birthday.
  46. Helzberg Diamonds – Request a catalog and sign up for email updates to receive a birthday surprise.
  47. Hooters –Join the Club and get free wings on your birthday.
  48. IHOP –  Sign up and receive a free stack of pancakes on your birthday!
  49. Jack in the Box –Register and receive a special offer on your birthday.
  50. Jersey Mike’s Subs – Get a free sub and drink when you sign up for their Email Club.
  51. Joe’s Crab Shack –  Register with Joe’s Crab Shack and receive a birthday treat.
  52. Kmart – When you sign your child up for the Birthday Club, they will receive a special gift pack as well as $5 in Birthday Bucks.
  53. Krispy Kreme – Join the e-Club and receive a free donut on your birthday.
  54. Longhorn Steakhouse – Create a My Longhorn account and get a free birthday treat.
  55. Macaroni Grill – Sign up for the Email Club and get a free dessert on your birthday.
  56. Maggie Moo’s – Sign up for MaggiE-mail and get a free birthday surprise.
  57. Marie Callender’s- Join the E-Club and get a free slice of pie and $5 off your check on your birthday.
  58. Medieval Times – Receive free admission when you join the Birthday Fellowship and the King’s Court
  59. The Melting Pot – Join Club Fondue and get a voucher for free chocolate fondue for two on your birthday.
  60. Moe’s Southwest Grill – Get a coupon for a free birthday burrito when you join their eWorld.
  61. Noodles & Company – Get a free dish on your birthday by joining their EClub.
  62. Not Your Average Joe’s – Get a free birthday surprise when you sign up for their Email Club.
  63. Olive Garden – Get a complimentary appetizer or dessert on your birthday by signing up for their eClub
  64. On the Border – Get a special birthday offer when you sign up for Club Cantina.
  65. Panda Express – Register to receive emails and get an exclusive offer on your birthday.
  66. Panera – Join MyPanera and get a free pastry on your birthday.
  67. Perkins – Get a free slice of pie on your birthday when you sign up for their E-club.
  68. P.F. Chang’s – Sign up for the Email List and get a free slice of cheesecake on your birthday.
  69. Pinkberry – Sign up for a Pinkcard and receive a free small yogurt on your birthday.
  70. Qdoba – Receive a special birthday gift when you register for their Rewards Program.
  71. RedBox – Get the Redbox Play Pass and receive a free birthday rental.
  72. Red Lobster – Receive a birthday surprise when you Join the Club.
  73. Red Robin – Register for their Rewards Program and get a free birthday burger.
  74. Rita’s Italian Ice – Sign up for their Birthday Club and get a free birthday treat.
  75. Ruby Tuesday –Sign up with Ruby Tuesday and score a free burger on your birthday.
  76. Sbarro – Get free pizza on your birthday by joining their e-Club.
  77. Sephora –Register with Sephora and receive a free gift on your birthday!
  78. Smashbox – Register for the Pretty Points Program and receive a free gift during your birthday month.
  79. Sonic – Create a My Sonic Profile and receive a special treat on your birthday.
  80. Sonny’s BBQ – Get a free Big Deal Meal on your big day by joining the ‘Q Crew.
  81. Souper Salad – Register for Souper Perks and get a free meal during your birthday week.
  82. The Spaghetti Warehouse – Join the Warehouse Club and get a free meal on your birthday.
  83. Starbucks – Get a free birthday drink by signing up for Starbucks Rewards.
  84. Steak ‘n Shake – Join the eClub and get a free menu item on your birthday.
  85. Subway – You’ll receive a free 6 inch sub and drink on your birthday when you join the Subway Eat Fresh Club.
  86. Swagbucks – Get 50 free Swagbucks on your birthday.
  87. TCBY – Join the TCBY eClub and receive special offers on your birthday.
  88. Texas Roadhouse – Sign up for their Email Club and get a birthday gift.
  89. TGI Friday’s – Join their Give Me More Stripes program and get a free dessert on your birthday.
  90. Tony Roma’s – Join the Roma Rib Expert Club and get a free entree on your birthday.
  91. Toys R Us – Join Rewards R Us and your child will receive a free card and gift every year until his/her 10th birthday.
  92. Tropical Smoothie Cafe – Join Club Tropical and get a special birthday offer.
  93. ULTA – Receive a free CK One mascara by signing up for their Loyalty Rewards Program.
  94. Uno Pizzeria & Grill – Join their Email Club and get a free entree on your birthday.
  95. Victoria’s Secret – Sign up for an Angel Card and get a birthday gift worth $10.
  96. Waffle House – Become a member of the Waffle House Regulars Club and receive a free waffle on your birthday.
  97. Wienerschnitzel – Join the Wiener Lovers Club and get a free coupon each year on your birthday.
  98. Wingstop – Get a free order of seasoned fries on your birthday when you sign up for their Email Club.
  99. Yogurt Mountain – Join the YOMO Club and get free yogurt on your birthday.
  100. Zaxby’s – Get a free Nibbler on your birthday by signing up for the Zaxby’s Email Club.

Birthday Freebies: 105 Places to get FREE Stuff for Your Birthday // Money Savvy Living

4 Smartphone Apps That Will Save You Money

4 Smartphone Apps that will Save You Money

 

 

If you love coupons, but hate having to search online for them and print them out, or rifle through the newspaper looking for them, there are four apps that you should definitely start using. I know that even if I have taken the time to clip coupons, I almost never have them handy when I need them. That is why I love these apps so much. No need to clip coupons—or keep track of them!  So before your next trip to the grocery store, out to eat, or to the mall, take a look at these apps and keep a bit more of your heard-earned money in your pocket.

 

Retail Me Not

retailmenot-logoRetail Me Not is a comprehensive app that offers current coupons for retailers ranging from beauty, to clothing, to automotive, to electronics, to food, to travel, and much more. You can sort by in-store or online coupons, even narrowing your search down to local retailers (locations services must be turned on your smartphone for this feature). Once you select a coupon, you are either given an online code to enter or a bar code for an in-store clerk to scan.

 

Checkout 51

checkout51logo_colourThis is a unique app for grocery coupons. Savings are updated weekly and you don’t even need to remember to show the cashier your smartphone to scan a bar code. This one is different in that all you have to do is take a picture of your grocery receipt with your smartphone, check the boxes for the offers that you are taking advantage of, and you are done.  Keep in mind, you won’t receive any actual money back from the coupons until your savings account balance reaches $20.

*I would suggest hanging on to your receipt until you receive the email that Checkout 51 has accepted it—photos must be clear and must include the entire receipt, so you may need to retake a picture if it doesn’t clearly show all items.

 

Cartwheel

Target-Cartwheel-AppIf you are a Target shopper, you definitely need the Cartwheel app. Savings are updated often and you must go into the app and select the offers that you would like—be aware that you are limited to selecting only 10 offers at a time though. At the checkout, you simply show the cashier the bar code on your Cartwheel app and it will take off the coupon amount for any offers you have selected. You can also increase your savings by using a Target credit or debit card and save additional 5% on your entire purchase.

 

Snip Snap

snip snap logoSnip Snap also offers coupons for several types of retailers (much like Retail Me Not). This ranges from bar codes to scanned current print coupons. There is a rating for each offer as to how well it worked for other Snip Snap users. Honestly, I have never had any trouble using even the scanned coupons on here, but there is some feedback that certain retailers won’t accept the coupon in certain formats on here. If you don’t have another coupon though, it is worth a shot to save a little extra money though, right?



10 Ways for New Parents to Save Money

piggy bank

Finding out that you are expecting a baby is one of the most exciting and happy events in life! And even when you find out how much this little bundle of joy is going to cost you—the average cost of raising a child is about $245,000—it is still worth it because nothing compares to holding that sweet little baby in your arms. There are some things that you can do though, to save a bit of money:

1. Don’t buy a diaper bag. You won’t need to buy a diaper bag. Seriously, you won’t. Diaper bags can be very expensive, usually starting at about $30 and ranging up to several hundred dollars! And trust me, if you buy one, you are going to be sorry that you wasted your money. There are several places that will actually give you a diaper bag for FREE:

  • your obstetrician’s office often has free diaper bags (with formula samples inside!)
  • vendors at baby fairs hand out diaper bags, among other samples
  • the hospital also gives out free diaper bags and other samples

I learned about all of these free diaper bags after I had already purchases a diaper bag, which I ended up not liking as much as the free ones! If the doctor’s office or hospital are busy or forget to offer these to you, make sure you ask for samples, coupons, or a diaper bag.

2. Don’t stock up on diapers. Ok, if you are a planner, like me, this one is going to be tough. Yes, you will need some diapers to get you started the first few weeks, but don’t buy a bunch of size 1 and 2 diapers until you see what works best for you and your baby. Some brands of diapers that my friends said worked so well for them—never had a leaky diaper—just didn’t prove to be the same experience for me and my baby. You will probably want to test out a few brands until you see what works for you the best, and trust me, it isn’t always the name brand, sometimes store brands are just as good (maybe even better!).

3. Don’t stock up on formula either. Start out using just one type of formula, don’t test these out initially. But you should not buy several bulk cases of it until you know that your baby will be ok with it. You don’t want to find out that you’ve spent hundreds of dollars on a formula that your baby won’t be able to use because of lactose intolerance or acid reflux.

4. Sign up for baby food, formula, and diaper coupons. You can sign up for these easily online. Some of the main ones to check out: Pampers, Huggies, Similac, Gerber

5. Sign up for store rewards programs. Many stores offer rewards programs, such as Babies’ R Us. You earn points for each dollar spent that will earn you coupons for future use in the store, so you can save money on future purchases for your little one! You may also notice codes on products that you buy, such as Huggies and Pampers. Those points can be entered online to earn items, such as a free photobook from Shutterfly!

6. Use cloth diapers. If you really want to save money on diapers, you may want to opt for cloth diapers. Of course, there are some up-front costs for this, but considering that in one month’s time, a newborn will go through about 300 diaper changes (a bigger baby will probably use about 150 diapers a month), you will probably end up spending about $35-75 per month on disposable diapers!

7. Choose breast milk over formula. If you choose to nurse your baby, you will be taking advantage of a free source of food! Besides the antibodies and health benefits to your child, the money savings are a very nice benefit.

8. Use store apps or price matching. It can take a bit of planning to search for sale items ahead of time, but many stores will give you discounts on baby items. Target has created the “Cartwheel” application for smartphones, which offers different discount on items each week. You can typically save 5-10% on store brand baby items, including diapers, wipes, and baby food. Another great way to save is to price match; stores such as Walmart will accept competitor ads on any item in there store, including name brand baby products.

9. Utilize a flex spending account for medical bills or childcare. If your employer offers a Flex Spending account, take advantage of it for medical expenses or childcare for your baby. Money comes out of your paycheck, pre-tax—so you will reduce the amount of taxes withheld from each check, which will increase your spendable cash each month!  You should be able to find several free income tax calculators online that can take the guesswork out of the entire process.

10. Buy gender neutral items. As tempting as it is to run out and buy everything blue that you see as soon as you find out that you’re having a boy, try to restrain yourself if you plan on having more than one child. It can be very expensive to purchase everything that you will need for a baby when you are expecting your first child… and it doesn’t get any cheaper if you need to replace all of these items when your second child is a girl. Items such as strollers, receiving blankets, sleepers, even nursery decorations, can be gender neutral so that they could work whether you have a boy or girl. A little thinking ahead can save you big bucks!

Save money, buy generic brands

Great Value, Market Pantry, Equate

Great Value, Market Pantry, Equate

Buying generic is a simple way to save money. Many times, the generic label or a store brand label is put onto the very same product that would get a name brand label. These generic label products are bought at a volume discount and that savings is passed on to the consumer. This can be especially useful when buying medicine; the savings can be substantial. Make sure to look at the active ingredients though, for a direct comparison. You can easily save 15-50% on store brand and generic products, depending on the product! Opt for these products and watch your grocery and household items savings increase! Enjoy money savvy shopping!

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