Side Hustles That Will Actually Give You a Full Time Income

Isn’t it everyone’s dream to be able to work a side business and generate a full time income?  In today’s gig economy, it is easier than ever to start your very own virtual business with very low start up costs, and start earning money fast.  These side hustle ideas are easy to start and can give you a full time salary very quickly.

Side Hustles That Will Actually Give You a Full Time Income. Want to work from home? These side businesses are easy and low cost to start. #sidehustle #sidebusiness #workfromhome #onlinework #gigeconomy

Are you tired of working your nine to five job?  I mean it would be sooo much easier to just roll out of bed and sit at your computer in your jammies all day and make money, right?  You’ve probably even heard people say, “I make money while I’m sleeping…”

And maybe they do.  But that doesn’t just happen overnight.  So, I want to set your expectations from the beginning.  This isn’t a get-rich-quick scheme.  These side hustles take time, energy, and effort.  But the potential that comes with these opportunities is great.  While they may start out as side hustles, they can easily turn into a full-time career.

Side hustle ideas: Where do you start?


Photography—if you own a nice camera and love to capture beautiful moments, then starting your own photography business is a great option. Even as you are building a portfolio, you can make some money by offering less expensive photo sessions to families, weddings, senior pictures, etc.

Start a blog. (You can find out how to do that here, in my step-by-step guide to starting your own blog.)  In this day and age of the internet, it is quite easy to start your own blog and write about whatever your favorite topic is, and get paid for it.  Of course, just because you have a blog doesn’t mean that you will be raking in the dough immediately.  But you can write and build your portfolio and following and then you can pitch to larger websites and get paid to write for them, place ads on your blog, write sponsored content, or even incorporate affiliate links into your posts.

Start your own online FBA shop on Amazon. My friend Travis, over at Stuff Parents Like, has a great FREE mini course on how to start your own Amazon FBA business—and I actually know him and know that he truly makes money doing this!  He will layout the framework (you buy products and then ship them to Amazon to fulfill orders) and go over the pros and cons with you.  With an FBA shop, you don’t have to worry about shipping to customers or dealing with customer service issues, Amazon will do that for you… Before starting your own FBA shop, you should definitely stop by and listen to the mini course.

Open your own online store. There are several platforms that offer you the ability to just create an account and then pay a fee when you list an items or when that item sells, or to create an online storefront for your very own products or brand.  Unlike the Amazon FBA, you are responsible for shipping and your own customer service policies, such as returns, etc.  Here are a few platforms that you might want to look into if you have some items to sell:

  • Ebay—new or used goods, can sell almost anything: electronics, books, clothing, jewelry, video games, toys…
  • Poshmark—new or used women’s clothing and accessories
  • Etsy—handmade or vintage goods
  • Shopify—online, social media options, and in-store
  • Spreadshirt—online t-shirt shop

Start your own virtual franchise. So what is a virtual franchise, and how is it different than an online store?  Well, both a virtual franchise and an online store are e-commerce platforms, meaning the majority of sales happen online.  The difference that the franchise offers you is to be part of a business that is already established, so you have your own online store front to sell products from a particular company.  You typically don’t have to worry about shipping out products, buying or holding inventory, or customer service—because the company does that for you.  But the nice thing about the franchise aspect is that you actually do own a little piece of the business for yourself—you are building your own business and creating your own asset!  And the part that I love about this the most, is the asset that is built can be passed along to your children (or whomever you want) someday.  So not only can you create a stream of income for yourself in the present—and into the future for retirement—but you can pass it along to your kids and they can continue to grow the business and generate the income!  Once I figured this out, I partnered with two companies and now have virtual franchises that are generating current income and building my own assets to pass along to my kids someday—and I have the freedom of being a work-at-home mom, rather than punching the clock for someone else!  I literally researched several companies and found these two that aligned with my goals (because, after all, you have to believe in the company and products that you are partnering with):

  • Juice Plus+ —this company is one which offers whole food supplements from dehydrated fruits and vegetables, in capsule form and chewable form (so even kids can take them—and that’s a big deal in our house because my youngest son literally only eats pizza and corn dogs, and the occasional banana—and now I can at least feel like he is getting some good nutrition in…) The whole food aspect was important to me because I have always been interested in eating healthy and taking supplements and protein shakes, but many of the “health” products that I tried in the past, gave me headaches because the vitamins and minerals were lab-created, not naturally occurring.  I always wondered why something “healthy” for me gave me headaches and made me feel terrible… what I didn’t realize was the difference it would make to get the vitamins and minerals straight from the source—fruits and vegetables!  Within a few months of taking these products, I felt better and noticed changes in my body (I have been migraine-free for over one year now and have noticed other positive changes too), so when you find something that is good, good for you, and has no side effects because it is literally the same as eating fruits and vegetables, that’s a company that I know I can feel confident about partnering with.  Click here to find out more about starting your own Juice Plus+ Virtual Franchise.
  • Rodan+Fields—I had been looking for a good skincare regimen for quite a few years now… you know how those fine lines start to appear in your 30’s, well, I was on a mission to find something to slow that aging process… and it took a while, but I found it with Rodan+Fields. I had tried several skincare products and many of them caused me to break out or even caused those little white bumps around my eye area.  So when I tried Rodan+Fields and didn’t break out and was able to use an eye cream without experiencing the little white dots, I was very excited!  Not only did their products not have a negative effect on my skin, but I saw a great improvement!  Does anyone else find it really frustrating to spend money on skincare that is supposed to be helping, and in fact, the only result more issues??  So when you find products that work, you want to stick with them!  Because I am most concerned with diminishing fine lines and facial redness, I use the Soothe and Redefine regimens… fine lines are fading away, any puffiness around my eyes are gone, my skin has a much more even tone—and the best result—I no longer wear foundation!  Of course, they have more lines of skincare to help with sun damage and even acne and post-acne scarring, which I personally have friends that have seen tremendous results using those regimens.  Again, a company that I saw and felt the benefits of the products and could confidently partner with… Click here to find out more about starting your own online skincare business with Rodan+Fields.

Side Hustles That Will Actually Give You a Full Time Income. Want to work from home? These side businesses are easy and low cost to start. #sidehustle #sidebusiness #workfromhome #onlinework #gigeconomy


What to expect when starting a side business

There are a few things that you need to keep in mind when starting a side hustle:

  • It’s a marathon, not a sprint. It’s going to take time. Sure, you could luck out and be the exception to the rule, but don’t expect that. Understand that you are building a business—an asset—and it will take some time. Give yourself a few years to grow your side hustle.
  • Set goals. Give yourself a road map of goals. Think about what you are going to do each day, each month, and each year to reach your goals. Remember, what you do daily to reach your goals with what is going to matter in the end…
  • You must believe in your business. Starting a side hustle needs to be an extension of you—it must be a passion of yours. Something that you truly believe in. Don’t set a goal to write a book if you hate writing and struggle to put a few sentences together on a loved one’s birthday card… sounds obvious, right?


Side Hustles That Will Actually Give You a Full Time Income. Want to work from home? These side businesses are easy and low cost to start. #sidehustle #sidebusiness #workfromhome #onlinework #gigeconomy


Are you looking to work from home or start a side business?

What are you waiting for?

Take the leap…



Technology Has Made It Easier Than Ever For Millennials To Find Their Dream Home

 Technology has Made Buying a Home Easier for Millennials | Money Savvy Living


The advent of technology is predominantly responsible for the current shape of the real estate landscape, or at least how it operates.  That said, I am convinced that those who are fully committed to adopting the latest technological trends are in the best position to capitalize on opportunities that arise in the real estate industry.


There isn’t a generation more prepared to harness the power of technological advancements than millennials.  Having been exposed to more technology at a younger age, it is only natural that younger homebuyers are more inclined to lean on it in their respective home searches than older generations.


Let’s take a closer look at how technology has shaped the way millennials research, shop and close on their first homes:


It has never been easier to research a respective property than it is today, and one thing in particular has more to do with making research accessible to everyone than everything else combined: the Internet.  Not surprisingly, online platforms and real estate valuation tools have left millennials more informed in their own home searches than the generations that have come before them.  With just a few clicks of a mouse and a little ingenuity, it is entirely possible for prospective homebuyers to compile a list of viable homes that meet their criteria.


According to the National Association of Realtor’s latest Profile of Home Buyers and Sellers, 94 percent of millennials used online portals in their home search last year.  Today, those home searches have transcended desktop searches, and now take place on mobile devices.  In fact, more than half of younger buyers preferred to search for their first home on a mobile phone or tablet.  Of those surveyed by the NAR, 31 percent of millennials and 26 percent of Gen Xers ended up purchasing the home they found on their mobile device.


Of particular importance, however, is the difference in volume and time spent searching for a home between those that used the Internet and those that didn’t.  According data released by the NAR, buyers who used the Internet last year spent twice as long searching for a home and saw twice as many houses than those that neglected to use online tools.


If for nothing else, new technology within the real estate sector has awarded millennials the opportunity to make more informed decisions.  All the information they need on a property is just one click away.  Moreover, they no longer have to settle for the houses brought to them by a single real estate agent.  They essentially have a much wider pool of properties to choose from, and can therefore be more selective in their search process.


First-time buyers will have a better chance finding a home they can afford today than they have in the past.  With access to the MLS, online valuation tools, and even mobile applications, millennials have every reason to shop within their means.


Speaking of a wider pool, more refined search results will also benefit those in search of a loan.  Outside of finding the right home, the Internet has made the mortgage process itself more accessible to those who may not understand it entirely.  It’s much more likely that millennials will turn to the Internet to help them find the right mortgage for their current situation.


No longer are first-time homebuyers expected to walk into a bank and accept the lending terms of the closest traditional institution.  Not unlike their home search, they can shop around for the mortgage that best suits their needs.


First-time homebuyers have the added benefit of being able to reference pages like the Consumer Financial Protection Bureau, which exists specifically to help those who may have questions about the home buying process.  Subsequently, the U.S. Department of Housing and Urban Development offers first-time homebuyers a step-by-step blueprint and even determines how much home they can afford.


Armed with a better knowledge of how mortgages work, millennials are less likely to take on monthly premiums they can’t afford, which, I am sure I don’t need to remind you, contributed to the Great Recession nearly a decade ago.


Above all else, new technology within the real estate sector has awarded first-time homebuyers the opportunity to make more informed decisions.  There may have never been another generation more prepared to actively participate in the housing sector than millennials, which bodes well for real estate and the economy as a whole.


I want to make it abundantly clear; just because millennials are more inclined to use technology in the search for their first home, it doesn’t mean real estate agents will be relegated to the wayside.  In fact, real estate agents are more relevant than ever.  According to the NAR’s Profile of Home Buyers and Sellers, 87 percent of buyers in 2015 purchased their home through a real estate agent or broker, and millennials are no exception.  While today’s first-time homebuyers may not need an agent to begin their search, there is a good chance they will need help interpreting the information they are presented with; someone to confirm what they read online.


Consequently, technology has also changed the way first-time homebuyers interact with real estate agents.  Instead of your typical phone call, it isn’t uncommon for most conversations to take place via text or email.  First-time homebuyers, for that matter, tend to place a priority on those agents who can answer their questions fast and reliably.

As millennials quietly start to represent the largest pool of buyers in America, their preferences will start to shape the way real estate business is done.  Those who become early adopters of the technology they use should be able to capitalize on what has already been deemed the easiest time to find the home of your dreams.


*This guest post was contributed by Than Merrill, CEO of FortuneBuilders, former NFL player, author, and businessman.

Than MerrillBio: Than Merrill, CEO of FortuneBuilders, is one of the most successful real estate investors in the nation. As a graduate of Yale University and a former NFL player, Than attributes his success in sports, business, and investing to coaching and education. Than exhibited his real estate prowess as he starred on A&E’s Flip This House, is a highly sought after speaker, and bestselling Amazon author of “The Real Estate Wholesaling Bible.”  Merrill is also active in philanthropic efforts and started a non-profit charity, with his wife Cindy, called Equal Footing Foundation. In addition to his own charity, Merrill spearheaded the creation of FortuneBuilders Gives; the company’s philanthropic initiative to provide opportunities for employees and students to give back to their communities.

Connect will Than on social media:  Website \\  Twitter  \\  Google+  \\ LinkedIn

Millennials and Money: My Interview with Rachel Fox

Millennials and Money: My Interview with Rachel Fox | Money Savvy Living


Millennials.  We hear so much about the millennial generation: they are graduating college with huge amounts of debt; there are not enough jobs for this group of people who are now entering the workforce; they are giving up automobiles and taking the bus or riding a bike; millennials are living at home with their parents longer; millennials aren’t interested in finance.


These are things that we hear, but not all of these are necessarily true.


As part of a push to highlight the importance of financial literacy, I recently had the opportunity to interview Rachel Fox, a teen actress, turned financial expert, and founder of ‘Fox on Stocks.’  She wants to raise awareness about a concern of her generation:  lack of financial literacy.  But Rachel is quick to point out that the lack of financial knowledge of her generation is NOT due to a lack of interest.  When asked about why she feels there is a gap when it comes to knowledge about finance within her generation, she explained, “There is not enough information being published where the millennials are looking—on Facebook and social media.”


So, Fox is teaming up with H&R Block to help teens learn about personal finance, awarding monetary prizes and scholarships to top students and schools.  In my interview with Rachel, she talked about how H&R Block is reaching a younger generation with the H&R Block Budget Challenge, which is a finance simulator.

H&R block

Actress Rachel Fox Teams Up with H&R Block to Teach Teens About Finance


Millennials want to learn about money and how to properly manage it.  Here’s the advice that Rachel had for her generation in regards to getting smarter about money:


“Learn how to establish credit.”

Credit—learn how to establish credit and the importance of your credit score


“Set up auto-alerts”

Pay off debt—set up auto-alerts from credit cards or other accounts that you want to monitor so that you don’t spend too much and get a surprise when the monthly statement comes.


“Live within your means”

Fox stresses the importance of saving more money now in order to pay your future self and paying off any debt that you have.


“Learn how to grow your money”

Investing.  So important for retirement planning, and even growing savings.


To listen to the entire interview that I had with Rachel, click here.




Rachel FoxBio: Rachel Fox is a teen actress turned financial expert, and founder of ‘Fox on Stocks.’ You may remember her from her role as Kayla Scavo on Desperate Housewives, but she has also had roles on other hit shows, such as That’s So Raven, Hannah Montana, and the Series Finale of Alias. She wants to raise awareness about a concern of her generation:  lack of financial literacy. Rachel has become a go-to on the topic of financial literacy and money for teens – she was named one of TIME Magazine’s “25 Most Influential Teens”, a Seventeen magazine “Power Teen” for 2016 and has even done a Ted Talk and is the go-to source for financial management tips for teens.

You can find more information on her finance tips at: Facebook //  Twitter  //  Google+