Have you been denied for a loan recently? Unless you have, you may not have any idea of what is going on with your credit. Sometimes, it is the shock of being denied for a loan that makes us really wake up and take note of what’s going on. Here are some factors that … [Read more...] about Do I need credit repair? Here’s how to know.
Credit score… a mysterious number that you may not often think about, but has a great influence in your life. When you apply for a new credit card, go to purchase a new car, or even decide to buy your first home, you are evaluated by your credit score. This number … [Read more...] about Credit Score Deep Dive: 5 Factors that Affect Your Credit Score
Has your credit score prevented you from qualifying for a loan or credit card recently? Or maybe you were approved, but at a very high interest rate. A low credit score can actually cost you a more money in interest payments and fees than having a high credit … [Read more...] about 5 Credit Repair Tactics to Quickly Increase Your Score
We hear all the time that debt is bad. There are books, seminars, and programs that are all designed to teach you how to get debt free and live debt free. But is that really necessary? Is all debt truly that bad? Believe it or not, the answer is no. Not all debt is … [Read more...] about Credit Myth: All Debt is Bad
Have you recently experienced a bankruptcy? Do you have some late payments or collection accounts showing up on your credit history? If you answered yes to either of these questions, you are probably trying to figure out how to rebuild your credit. In order to do this, you … [Read more...] about Credit Myth: There is only ONE FICO score