Do you have a savings account that would last a few months if something happened and you weren’t able to pay your bills? Have you started putting money away for retirement? Can you comfortably pay for your child’s college education? For many, the answer is “no” … [Read more...] about Saving Money in 2019
Savings
The Payday Savings Plan
The Payday Savings Plan The payday savings plan enables consistent savings, sets aside money before it is spent on other disposable income items, and prioritizes savings as a part of your budget. You must plan to save money. It is just like the 52 week savings plan for those … [Read more...] about The Payday Savings Plan
Daily Habits that are Costing You Hundreds of Dollars
Daily Habits that are Costing you Hundreds of Dollars When you are trying to save money, there are, typically, quite a few places that you can look. While there are some very obvious bills that you can look at to try and save money, there may be some less-obvious things that … [Read more...] about Daily Habits that are Costing You Hundreds of Dollars
Money Advice: From a Kid’s Perspective
"Out of the mouths of babes oft times come gems." I think the old saying is quite appropriate here. I asked my 8-year-old son what he thought was good advice regarding money. He immediately came up with "don't spend it on junk." He took a bit longer to come up with the … [Read more...] about Money Advice: From a Kid’s Perspective
Your budget tells you what you can’t afford, but doesn’t stop you from buying it
Take control of your finances. It all starts with a budget: knowing how much your have coming in each month, and how much you are paying out. But just knowing your financial situation is not enough. You have to actually take steps to ensure that you are paying down the bills … [Read more...] about Your budget tells you what you can’t afford, but doesn’t stop you from buying it