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Personal Finance

Calculate the best age to start receiving your Social Security Income benefit

Gina Young · September 24, 2014 · Leave a Comment

How do I know at what age to start receiving my Social Security benefit? This is one of the most common questions that people have that are nearing retirement. If you have ever examined “Your Social Security Statement” prepared specifically for you by the Social Security … [Read more...] about Calculate the best age to start receiving your Social Security Income benefit

Filed Under: Personal Finance, Retirement Planning Tagged With: social security benefit, social security income, ssi

Daily Habits that are Costing You Hundreds of Dollars

Gina Young · August 20, 2014 · 3 Comments

Daily Habits Costing You Hundreds // Money Savvy Living #budget #money

Daily Habits that are Costing you Hundreds of Dollars When you are trying to save money, there are, typically, quite a few places that you can look. While there are some very obvious bills that you can look at to try and save money, there may be some less-obvious things that … [Read more...] about Daily Habits that are Costing You Hundreds of Dollars

Filed Under: Budget, Money, Personal Finance, Savings Tagged With: budget, Budgeting, cut your budget, save money every month, trim your budget

Money Advice: From a Kid’s Perspective

Gina Young · August 14, 2014 · 6 Comments

  "Out of the mouths of babes oft times come gems." I think the old saying is quite appropriate here. I asked my 8-year-old son what he thought was good advice regarding money. He immediately came up with "don't spend it on junk." He took a bit longer to come up with the … [Read more...] about Money Advice: From a Kid’s Perspective

Filed Under: Budget, Money, Personal Finance, Savings Tagged With: budget, Budgeting, budgeting basics, financial advice, kids and finance, kids and money, money advice

Your budget tells you what you can’t afford, but doesn’t stop you from buying it

Gina Young · July 23, 2014 · Leave a Comment

Take control of your finances. It all starts with a budget: knowing how much your have coming in each month, and how much you are paying out. But just knowing your financial situation is not enough. You have to actually take steps to ensure that you are paying down the bills … [Read more...] about Your budget tells you what you can’t afford, but doesn’t stop you from buying it

Filed Under: Budget, Personal Finance, Savings Tagged With: control your finances

5 Things to Know When Starting a Business

Gina Young · July 3, 2014 · Leave a Comment

  Being a business owner and working for yourself has many rewards… and many risks. While the thought of not having to punch a clock for someone else is exciting to you, competition in the marketplace and inconsistent income streams can be substantial challenges for any … [Read more...] about 5 Things to Know When Starting a Business

Filed Under: Personal Finance, Taxes Tagged With: Featured, Outsmarting the System, Self Employment, starting a business, tax benefits for self employment

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