5 Steps You Need to Take to Repair Your Credit

5 Steps You Need to Take to Repair Your Credit

This post has been sponsored by Lexington Law.  All opinions are honestly conveyed and are mine alone.

Have you ever applied for a credit card and only qualified for one with an extremely high interest rate?  Or applied for a loan to finance the purchase of a new car and been turned down?  If so, there may be items showing up on your credit report that are dragging your score down.  But don’t worry, there are steps that you can take to clean up your credit report and repair your credit score.

5 Steps You Need to Take to Repair Your Credit // Money Savvy Living #creditrepair

 

So what all goes into your credit score?

A credit score is a number ranging from 300-850.  Creditors use this compilation number to evaluate the risk of extending credit to you.  But your credit score isn’t just one number—you actually have three credit scores.  There are three different credit bureaus: Transunion, Experian, and Equifax. These agencies receive information about you from your current creditors and assemble that information into a credit risk score. Some creditors send and receive information from only one credit bureau, some use all three. Each credit bureau only uses the information—both good and bad—that is supplied to it by the creditors that utilize that particular bureau.

Your credit score is decided by several factors, including:

  • Number of accounts that you have open
  • Type of accounts
  • Level of debt, as compared to available credit
  • Length of credit history
  • Payment history
  • Number of recent credit inquiries

5 Steps You Need to Take to Repair Your Credit // Money Savvy Living #creditrepair

It is important to regularly review your credit report to make sure that the information reporting on you is accurate and up-to-date.  If old accounts are showing up or negative items have not been cleared, they may be damaging your score.  It is also critical to review your credit to make sure that no fraudulent activity is taking place.

How do I fix my credit?

If you find that your credit is less than perfect, don’t worry.  There are some steps that you can take to resolve credit disputes, fix your credit, and increase your score.

  1. Request a copy of your credit report. In order to know what you need to fix, you need to know what is showing up on your credit report.  You can request a copy of your credit report by contacting each credit bureau individually, or you can use a credit repair service to get a free copy of your credit report and a free credit repair consultation.
  2. Start making on-time payments. If you have accounts that you are making late payments on, try to get those caught up.  Remember, a payment is not actually reported late to the credit bureau unless it is 30 days (or more) late.  It can be really hard to catch up when you are in a cycle of making late payments, but moving that timeline up so that the creditors are reporting on-time payments will really boost your credit score.
  3. Only apply for credit cards that you need.  It may be tempting to apply for a store card to take advantage of a special discount or free gift.  However, you should only apply for and open credit cards that you need.  Having too many open accounts might actually be tempting you to use credit more oftencausing you to spend more than you would otherwise.
  4. Pay off or settle any bad debts. Old collection accounts can be truly detrimental to your credit score.  If you currently have any accounts that are in collections, see if you can negotiate a settlement amount with the creditor or collection company.  While the creditor would ideally like to collect the entire amount, including late fees and interest, they may be willing to settle and consider your account paid in full for a lower amount.  Trying to negotiate a payoff or settlement amount can be overwhelming on your own, so you may want to consider consulting a credit repair company to help walk you through the process.
  5. Get old or inaccurate items updated. Just because you paid off an old account or a collection account doesn’t mean that it was properly reported to the credit bureau.  So, if you have any accounts still showing up as outstanding, get a letter from the creditor showing that the account has been paid in full and that you are requesting that the account be closed.  Once you have this letter, you can send it in to the credit bureau to update.

5 Steps You Need to Take to Repair Your Credit // Money Savvy Living #creditrepair

How do I get started?

Even when you know the steps to take to help repair your credit, it may be that you need some help to navigate through the entire credit repair process.  That is where Lexington Law credit repair service can help.  Working with professionals who know exactly what to do and how to follow up will get your credit report cleared up quickly and accurately.

 

Related article: How Credit Score Affects Your Monthly Bills

How to know if refinancing your mortgage is a good deal or not

How to know if refinancing your mortgage is a good deal or not

Have you ever received one of those letters in the mail that tells you how you can save nearly $250 per month if you refinance your mortgage with their company?  No closing costs, low rate—sounds great, right?  Well, before you sign the paperwork on this, you need to read the fine print.  Saving $250 a month sounds great.  With the ever-increasing costs of food and other consumer goods, getting a break in the budget can be quite tempting.  But how do you know if refinancing your mortgage is a good deal?

How to know if refinancing your mortgage is a good deal // Money Savvy Living #mortgage #refinance

Should I refinance my mortgage?

There are four major details of the offer that are important to know before deciding if it is a good deal or not:

  1. Rate—Make sure that the low rate the bank is offering is fixed, so that it doesn’t fluctuate after an introductory period. If it is only a three-year fixed rate and then adjustable after that, your $300 per month savings will dwindle quickly once the rate adjusts.  In fact, depending on the terms of the loan, the rate can adjust, only a certain amount each year, but could end up being several percentage points higher than the original introductory rate.
  2. Loan Points—Are you having to pay points to buy the rate down to the low rate that is being advertised. If it is going to cost you several thousand dollars, even if the amount is rolled into the loan, then the costs could end up out-weighing the benefits.
  3. Closing Costs—Does $0 closing costs really mean there are no closing costs? While you may not be expected to come up with closing costs out-of-pocket, they may be rolled into the loan or there may even be a large pre-payment penalty if you sell your home or refinance within a certain amount of time.
  4. Term—what they don’t usually point out in big, bold print on those marketing letters is that it in order to achieve the $250 per month savings, you are going back to a 30 year term on your mortgage. If you have already been paying on your current mortgage for 10 years, going back to a 30 year term may actually cost you money.

 

Related post: Renting vs. Buying: How to Know When Renting is the Best Option

 

When should I refinance my mortgage?

So how can you figure out if the offer is a good deal?  Follow these simple calculations, and you will know for sure:

Example Scenario: Current mortgage—30 year fixed rate of 5.5%, $150,000 original loan amount, with an $852 monthly payment (principle and interest only—do not include any portion that is paid to homeowner’s insurance), and you have been paying on it for 10 years (120 payments).  What you need to calculate is how much you have already paid (total of payments), what you have left (mortgage payoff balance), and total cost of payments of both mortgages.

Calculate Total of Payments:

Monthly Payment x Number of Payments = Total of Payments

$852 x 120 months = $102,240

Calculate Mortgage Payoff Balance:

This is easy because the remaining balance should show up on your monthly mortgage statement.  However, you would want to call your mortgage company for an exact payoff amount because if there is any prepayment penalty that would have to be added to the balance.  You can also use an amortization calculator to estimate a payoff balance.

How to know if refinancing your mortgage is a good deal // Money Savvy Living #mortgage #refinance

 

Related post: How Credit Score Affects Your Monthly Bills

 

$123,527 Mortgage Payoff Balance

Calculate Total Cost of Payments of Current Mortgage: 

(Yes, this is a big number!  You should have seen it on the Truth-In-Lending when you signed your original mortgage papers)

Monthly Payment x Term of Loan = Total Cost of Mortgage

                                $852 x 360 months = $306,720

Calculate Total Cost of Payment of New Mortgage

If your new mortgage is going to save you approximately $250 per month, (with a lower rate of around 4.17%), then your new principle and interest payment would be $602 per month.

                Monthly Payment x Term of Loan = Total Cost of Mortgage

                $602 x 360 months = $216,720

The cost of this new loan is lower, however, you need to add the amount that you have already paid to this balance because it is actual cost to you—which you have already paid.

$216,720 + $123,527 = $340,247

Now, just compare the two Total Cost of Mortgage values:

Current mortgage, total cost of mortgage: $306,720

Potential New Mortgage, total cost of mortgage: $340,247

So even though the new loan offers a lower rate and monthly savings, by taking you back to a 30 year term, you will actually pay more than if you kept the current mortgage that you have.  So if you are comfortable with your current payment, keep the current mortgage that you have; if however, your situation has changed and you absolutely need the monthly savings it might make sense to make the change.  You can always pay more toward the principle once your financial situation allows it again.

 

 

*Example scenario for illustrative purposes only.

 

Healthy Oat Bran & Beet Muffins

Healthy Oat Bran & Beet Muffins

This post may contain affiliate links or sponsored content. Please know that all opinions are honestly conveyed and are mine alone.

One thing that I have really been focusing on lately is reducing food waste.  This is way more than just not letting food go bad sitting in the refrigerator.  I am trying to use things that I might have just thrown out before.  For instance, when I make Beet Root, Carrot, & Apple Juice, I would normally throw the pulp out and just drink the juice.  But why throw it out?  I have washed and prepared all of those healthy fruits and vegetables, so I may as well use the fibrous part too!

So something that I normally wouldn’t even bother using is going to be the sweetener and healthy boost to some healthy oat bran & beet muffins!  And the beautiful color that the beet adds to these muffins make them the perfect festive treat for Valentine’s Day or a Mother’s Day brunch.  Not to mention… they truly are guilt-free muffins!

I have to say, the thing that I like most about these muffins is that they are not sweetened with sugar… honey is used instead. Of course, the beet, carrot, and apple pulp is pretty sweet too!  The only sugar in this recipe is totally optional, and that is the glaze that goes on top. Sometimes you need to allow yourself to indulge a little…

 

Healthy Oat Bran & Beet Muffins

Healthy Oat Bran & Beet Muffins

Ingredients

  • 1 cup all purpose gluten free baking mix
  • 1 cup oat bran
  • 1/3 cup applesauce
  • 1 egg
  • 1 tsp pure vanilla extract
  • 1 medium banana, mashed
  • 3 tablespoons honey
  • 1/2 tsp baking soda
  • 1/4 cup beet, carrot, and apple pulp (*This is what I have left over from juicing earlier today)
  • **For a bit of a healthy boost, replace the baking mix with Vanilla Juice Plus+ Complete)
  • Glaze **optional**
  • 1 cup confectioner's sugar
  • 1 Tbsp butter, melted
  • 1/4 tsp vanilla extract
  • 1-2 Tbsp milk (add one at a time and stir until proper consistency)
  • just add a few drops of the beautiful beet, carrot & apple juice that is left over from juicing to get a beautiful pink glaze...

Instructions

  1. Preheat oven to 350 degrees.
  2. Combine baking mix, Vanilla Juice Plus+ Powder, and oat bran.
  3. Add applesauce, egg, honey, vanilla, and baking soda.
  4. Stir until combined.
  5. Add in mashed banana and beet pulp mixture.
  6. Spoon into muffin tin.
  7. Bake for approximately 12 minutes.
  8. ** Drizzle with glaze while muffins are still warm.
Schema/Recipe SEO Data Markup by Yummly Rich Recipes
https://moneysavvyliving.com/2018/02/07/healthy-oat-bran-beet-muffins/

*to order Vanilla Juice Plus Complete for a nutritional boost to this recipe, click here.

 

These muffins are so sweet and tasty… and it’s a sneaky way to get your kids to eat something that is actually good for them and they won’t even know it!

Enjoy!

3 Easy Ways to Quickly Grow Your Pinterest Following

Any blogger or business owner knows that a strong social media presence is key to success in today’s virtual community.  So, if you want to grow your online business, you need to know how to gain followers on social media and know how to direct traffic to your website.  Pinterest is one of the best platforms to help you grow your social media following. 

 

While the algorithms of each social media outlet seem to be ever-changing, one of the biggest platforms for bloggers and business owners still remains with Pinterest.  So, to increase your reach on this platform, there are three easy ways to quickly grow your Pinterest following.

3 Easy Ways to Quickly Grow Your Pinterest Following

MiloTree

MiloTree is a pop-up that you can customize to showcase your Pinterest account to attract new followers.  (MiloTree also can connect with your Facebook, Instagram, YouTube, or email list as well!)  I would normally recommend against pop-ups; however, this one you can customize how often it will pop-up when a visitor comes to your website– so you don’t annoy your audience.  There are both FREE versions and paid versions, so it is a very affordable resource to help grow your blog.

 

Group Boards

Group Pinterest boards are a great way to post high quality content and also find other high quality content to share.

I am a member of several group boards started by other people, but I also have started by own group boards.  I’m going to leave the links for them below and if you find that one of these boards suits your niche, just follow the board directions to be added:

  • Beautiful Budget Life—anything that has to do with frugal living. It can be recipes, DIY, budget travel, everyday money saving ideas, inexpensive family fun… you get the idea!
  • Blogging Tips, Tricks, & Advice—share your great blogging hacks and tips to help other bloggers grow…
  • Bloggers United—pretty much any topic (family friendly only!)
  • Christmas Roundup—bloggers can post their own original posts and agree to allow other bloggers to use them in roundup posts for Christmas.

Why do I love group boards so much? 

Well, because Pinterest loves it when we share other people’s pins and content!  Of course, we have to share our own, but part of the equation is sharing other content as well.  I don’t know about you, but I want to make sure that I am sharing good content.  So having access to group boards is a great way to know that my content will be shared with a lot of other people and I also have a huge pool of high quality pins to re-pin from… and this helps all of our numbers increase!

 

Auto-Pinning vs. Manual Pinning

So then the next question is, should I pin manually or automatically?

Short answer: Both!

I have not done any scientific studies on this, but from my personal experience, I saw my number skyrocket when I started using Tailwind!  So I am a believer in auto-pinning… but I haven’t given up on manual pinning.  My strategy is to use Tailwind to make sure that I have my own pins, as well as some other pins scheduled so there is always activity in my account, but then I also go in and manually pin every day as well.  This is the only auto-pinning resource that I have used, but I love it!  Tailwind gives you insight into the best pinning times for your audience, what their interests are, which pins are high-performing, etc.—lots of great info to know if you’re trying to grow your Pinterest account!

 

A great resource that you might want to check out is Pinteresting Strategies by Carly Campbell.  She really knows her stuff when it comes to using Pinterest to drive traffic to your blog!

 

Happy Pinning!

 

This post may contain affiliate links or sponsored content. Please know that all opinions are honestly conveyed and are mine alone.

Valentine’s Day Glitter Slime

Valentine’s Day Glitter Slime

Do your kids love to play with slime?  I think pretty much every kid loves to play with slime, right?!  So instead of the standard boring green or yellow slime, we are getting a bit festive for Valentine’s Day, because, after all, nothing says “be mine” like some Valentine’s Day glitter slime!

Your kids may love playing with it, but do they know how it’s made?  That is part of the fun— mixing all the ingredients together and actually making the slime!  Your kids can get messy, and maybe even learn something too!

This is a fun science experiment, but you don’t have to tell them it’s actually educational.  That can just be our little secret…

Here is what you will need to make the slime:
  • clear glue
  • baking soda
  • contact solution
  • large paper plate
  • plastic fork or spoon
  • glitter
  • food coloring *optional
  • plastic bag (for storage and later disposal)

Directions:
  1. Mix 1 cup of clear glue with a ½ teaspoon of baking soda. 
  2. Sprinkle in the glitter.  For Valentine’s Day, we are using pink glitter and pink, red, and silver heart-shaped glitter.  
  3. Add contact solution, 1 tablespoon at a time. 
  4. Combine on the plate until the mixture is somewhat stiff, yet gooey.
  5. This is where the get-your-hands-dirty part comes in… now you need to pick up the slime and kneed it with your hands— and pull it and stretch it until it is very elastic-y.

 So pretty and festive!  Happy Valentine’s Day! 

 

*Make sure to dispose of this concoction in a plastic storage bag. You DO NOT want to pour this down the drain, as it could cause a blockage.

Ultimate List of Blog Post Monthly Topics + FREE Printable Planner

Ultimate List of Blog Post Monthly Topics + FREE Printable Planner

So how is your blogging going in 2018?  If you are like me, you probably had really good intentions of getting organized and getting off to a good start.

Unfortunately, that has not happened for me.  Things are always so busy at the end of the year with the holidays… and so I thought I’d get things in order when my kids went back to school.  Well… we had a lot of snow days, and when my kids are home, my focus on the blog is set aside…

But, it is not too late to get organized and still get going on a great year!

So, I put together a calendar with monthly topics to publish and a look-ahead to see what I want to start writing about… and you can download your FREE copy of my Ultimate List of Blog Post Monthly Topics + FREE Printable Planner and use it to organize your blogging topics this year too!  

This list takes into account the things that are popular on social media— such as seasonal topics, but also includes a bonus list of evergreen topics that can be used to write about throughout the year and be of interest to readers year-round.

 

January topics

Organization • Healthy Recipes • Weight Loss/Fitness • Resolutions • Winter • Starting a Business • Winter Skin Care • Snow/Snowflakes • Silver/Gold • Comfort Food • Super Bowl Party/Recipes • Heart Health • Cold/Flu Season

Planning for February

Valentine’s Day • Black History Month • President’s Day

 

February topics

Ground Hog Day • Valentine’s Day Gifts/Quotes • Black History Month • President’s Day • Handmade Valentines Crafts/Cards • Cold/Flu Season • Winter Fashion • Meal Planning • Heart Health Month • Date Ideas • Date Ideas on a Budget • Indoor Gardening Tips • Love • Red/Pink

Planning for March

St. Patrick’s Day • Preparing for Spring • Easter • Mardi Gras Recipes/Parties

 

March topics

St. Patrick’s Day Crafts/Recipes • Passover • Easter Cards/Crafts/Recipes • Spring Cleaning • March Madness • Basketball • Daylight Savings • National Nutrition Month • Spring Break • Spring Gardening • Mardi Gras • Entertaining

Planning for April

Tax deductions/filing taxes • National Financial Capability Month • Spring Weddings • Summer vacation

 

April topics

April Fools • Easter eggs • Decorating Easter eggs • National Financial Capability Month • Graduation • April Showers • Spring • Spring Break • Pastels • Outdoor Entertaining • Gardening—vegetables/fruits/herbs/shrubbery/flowers • Fresh starts

Planning for May

Cinco de Mayo • The Masters (golf) • Mother’s Day • Memorial Day • Memorial Day picnic/recipes/party planning

 

May topics

Flowers & Gardening • Cinco de Mayo • Mother’s Day Crafts/gifts/cards • Graduation • Kentucky Derby • Grilling/BBQ Recipes • Memorial Day recipes • Outdoor Entertaining • School’s Out • Summer Activities for Kids • Picnic Foods • Weddings • Vacation Plans

Planning for June

Swimming/Pool • Father’s Day • Summer Parties

 

June topics

Vacation • Staycation Ideas • Summer Drinks/Infused Water • Summer Travels • Beach • Father’s Day • Picnics • Pool Party • Grilling/BBQ • Gardening • Summer Skin Care • Wimbledon • Outdoor Entertaining • Outdoor Décor

Planning for July

4th of July/Patriotic • Beach vacations

 

July topics

Healthy Recipes • Weight Loss/Fitness • 4th of July • Grilling Recipes • Outdoor Entertaining • Weddings • Patriotic • Summer • Beach • Summer Adventures • Summer Crafts • Vacation • Frozen Drinks • Pool Fun • Fun Ways to Beat the Heat •

Planning for August

Back to School • Weekend getaways

 

August topics

Back to School • School Lunches • Back to School Shopping • Summer Olympics • Tailgating • Labor Day Recipes/Parties • Scheduling • Planning • Picnic Foods/Recipes • Gardening • Recipes from the Garden

Planning for September

Canning • Tailgating • Fall/Autumn • Fall Sports

 

September topics

Labor Day • Fall • Fall Décor • Fall Crafts/Recipes • Fall Fashion • Motivation • Organization • Apples • Grandparent’s Day • Yom Kippur • Comfort Food • Canning/Food Preservation

Planning for October

Halloween • Fall/Harvest • Breast Cancer Awareness • National Pregnancy & Infant Loss Awareness Month

 

October topics

Halloween • Fall/Harvest • Breast Cancer Awareness • National Pregnancy & Infant Loss Awareness Month • Pumpkins/Fall Colors/Leaves • World Series • Football • Slow Cooker Recipes • Fall Recipes • Halloween Crafts/Parties • Preparing Outdoor plants and house for colder temps

Planning for November

Thanksgiving Crafts/Recipes • Gratitude • Harvest • Cold/Flu Season • Christmas

 

November topics

Thanksgiving Recipes • Gratitude • Leaves • Thanksgiving Crafts/Tablescapes • Fall Celebration Crafts • Veteran’s Day • Election Day

Planning for December

Christmas Crafts/Recipes • Hanukkah Recipes • Kwanzaa Celebrations

 

December topics

Christmas • Christmas Cards/Crafts • Holiday Recipes • Gift Ideas • Snow • New Year’s Eve Parties/Recipes • Hanukkah • Kwanzaa Celebrations

Planning for January

Weight Loss • Budgeting • Organizing • Resolutions • Goal Planning

 

**PLUS, get the Evergreen topics list as a Bonus with the FREE downloadable planner!

 

 

Download your FREE Ultimate Blog Topic List and Planner

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Happy blogging!

Fresh Beet Root, Carrot & Apple Juice to Boost Your Immune System

Fresh Beet Root, Carrot & Apple Juice to Boost Your Immune System

This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #GiantEagleDelivers #CollectiveBias #ad

Did you make a New Year’s resolution to live healthier this year?  I know I didand this year, Giant Eagle is going to help me keep my resolution!

Hmmm, you might be wondering exactly how my local grocery store is going to do that?  Well, shopping for fresh produce and picking out healthier options just got easier and less time-consuming with Giant Eagle’s Curbside Express Delivery!

As a mother, it is my goal to give my family healthy meals and snacks, but as you probably know, that can be really time-consuming.  So when I found out that Giant Eagle now offers Curbside Express Delivery, I was pretty excited!  This is a huge time saver!

Here’s how it works:
  • Go online and pick your local Giant Eagle store
  • Connect your Advantage Card to your Curbside Express account
  • Choose the groceries that you wantit can be fresh produce, freezer items, meat, dairy, canned goods, etc.:
    • Shop weekly specials or search for the products you want
    • Find your item
    • Add it to your cart
    • Select how many of each item you want

  • Select a time and date
  • And kick back and relax while a personal shopper puts your grocery order together
  • Be ready for delivery of your order!

**Even if you are not located in an area that has delivery, your local store may still have Curbside Express at the store, meaning that they will still get your order ready at a specific time and date and all you have to do is drive to the store, sit in your car and they will bring your order out to you!  Still a huge time-saver!**

Now, if you’re like me, you might be a bit skeptical about having someone else pick out your produce.  I am super-picky when it comes to selecting produce.  I like to make sure that I’m not buying fruit or vegetables that are bruised or on the verge of going bad.

So how did my personal shopper with Giant Eagle Curbside Express do?
  • My order was ready on-time!
  • Before delivery of my order, they went over some substitutions that they had to make and offered me some additional options because a few items were out of stock. (You can choose to keep or delete the substituted items)
  • My bill was finalized and my groceries were delivered.
  • All items were correct in my order, and the produce all looked great!

Knowing that winter is here— and that cold and flu season is upon us, I want to make sure our bodies are getting the vitamins and nutrients that we need, so to help boost our immune systems, I am going to make fresh juice with all the wonderful, produce that I just got.

Now, my kids probably wouldn’t choose to eat beets on their own, but I can hide them in some fresh juice that has been sweetened with some fruit and sneak in the goodness!

Fresh Beet Root, Carrot & Apple Juice


Peel and wash all produce thoroughly before juicing.

  • 2 beet roots (I don’t juice the beet leaves, I save those and will cook those as a side dish later!)
  • 6 medium size carrots
  • 3 apples (any variety that you like)
  • 1 lemon
  • 1 small cucumber
  • 2-3 oranges

Put through your juicer and blend juices together.  Strain if preferred to remove some of the pulp… and enjoy!

Why are these fruits and vegetables so good for immunity?

Beet roota rich source of iron, calcium, phosphorus, potassium, sulphur, iodine, manganese and copper. Additionally, beetroot is rich in folic acid. This rejuvenates the resistance of the body to fight toxicity.

Carrots—rich in Vitamin A and can help reduce toxins

Apples—rich in important antioxidants, flavanoids, and dietary fiber.  Apples are just good for overall health and they help to sweeten up this juice combo!

Lemon—has many nourishing elements, such as: vitamin C, vitamin B6, vitamin A, vitamin E, folate, niacin, thiamin, riboflavin, pantothenic acid, copper, calcium, iron, magnesium, potassium, zinc, phosphorus, and protein.

Cucumber—very effective detoxifying agent, which clears the blood stream of excess uric acid; soothing and anti-inflammatory

Oranges—excellent source of vitamin C; also helps to sweeten this juice combo!

 

New year, new you… what will you do to live healthier this year?

5 Reasons Your Family Will Want to go see the Harlem Globetrotters

5 Reasons Your Family Will Want to go see the Harlem Globetrotters

This post may contain affiliate links or sponsored content. Please know that all opinions are honestly conveyed and are mine alone.

Going to see the Harlem Globetrotters play is a great event that the entire family can enjoy!  And as the mother of three boys, I knew this would be a big hit, but what I didn’t expect was how much more than basketball the Globetrotters show would actually be…

Anti-bullying message

Much of the Harlem Globetrotters show was very much geared towards kids and giving them encouraging messages.  One of those little talks encouraged kids to stand up to bullies.

Never give up

“Zeus,” number 30, shared how he was cut from every basketball team from 7th grade to 10th grade, but he grew and finally made the team his junior and senior year of high school… and, now plays for the world-renowned Harlem Globetrotters!  You just never know how your circumstance will change, so keep trying— a great message for all kids to hear!

Girls can do anything

“Hoops,” number 6, is the 15th woman to be a part of the Globetrotters.  Her story is very inspiring for all the girls in the crowd because she is proof that girls can do anything that a boy can do.

Great basketball

If you have any basketball fans in your family, they will definitely appreciate the great basketball skills that the Globetrotters showcase: the classic and iconic Globetrotter basketballs spins on one finger, shooting from the 4-point line, and passing the ball from player to player before finally taking it to the hoop!

They even showcase dribbling skills and trick shots using trampolines to soar to the basket…

Family entertainment

Besides great basketball skills, the Harlem Globetrotters are very entertaining.  Throughout the 2-hour show, they bring up kids (and adults!) from the audience and have them participate in games and little side skits that make the basketball game even more entertaining.

You may even get to come up and dance to “YMCA” with the Globetrotters:

Here’s just a sample of what you will see at a Globetrotters game:

You don’t want to miss out on this family fun!  Find a show near you by checking out the Harlem Globetrotters website here.

Right now, you can get your tickets SAVE 25% for ALL Harlem Globetrotters Games with promo code: FUNFAM

And you can even go down on the court after the game and get autographs from all your favorite players!



Bring the Magic of Christmas to your Child with Portable North Pole

Bring the Magic of Christmas to your Child with Portable North Pole

This post may contain affiliate links or sponsored content. Please know that all opinions are honestly conveyed and are mine alone.

The best part of Christmas is seeing how magical it is through the eyes of a child.  To hear a little one gasp with excitement when they see Santa or open the smallest of gifts, yet smile so big… and another way to help bring the magic of Christmas to your child this year is with the Portable North Pole.

 

Portable North Pole gives you several options to customize a video message or a phone call for your child.  While, it is a basic script, you are able to upload pictures and the name of your child to somewhat customize the message.

It even has messages for groups of grown-ups too.  So if you want to liven up your workplace during the holidays, it could add a bit of fun!

You can create several different videos or calls and your account is active until next year… so if you need to send a call to your child in July to remind them to be good and that Santa is watching all year long…. well, this just might do the trick to keep them on the nice list all year long!

 

Make Christmas Magic with Portable North Pole Portable North Pole 2017 (PNP) lets you make Christmas even more magical by sending personalized video messages and calls from Santa from the enchanted North Pole to children young and old. Watch them be amazed as they see Santa in his home, the magical reindeer, and the hustle and bustle of the elves as they prepare for Christmas Eve. As the top free mobile Santa app with more than 160 million videos viewed, PNP is a cherished, modern holiday tradition for families worldwide. In just moments, create an adorable video from Santa that you and your child will remember forever. Simply visit the PNP website or download the mobile app on iOS or Android.

PNP offers a free video for every child with a new option to purchase a single premium video ($4.99) or upgrade to a premium package, including the Video Pass ($9.99) or Magic Pass ($13.99). Both packages provide six enchanting video storylines to choose from, with each offering five or more minutes of footage to watch, from exploring Santa’s workshop to the amazing gift-wrapping machine, as well as the Reaction Recorder (available on mobile app only). In addition, you can create an unlimited number of videos, and receive a special “Santa’s Coming” video to watch on Christmas Eve…

 

 

 

5-Minute Homemade Christmas Tree Ornaments

5-Minute Homemade Christmas Tree Ornaments

Do you ever look at all of the beautiful DIY Christmas crafts on Pinterest and think to yourself, “there’s no way that I could ever do that!”  Well, these Christmas ornaments are not only beautiful and sparkly on the tree, but they are quick and super-easy to make!  You can literally make these ornaments in less than 5 minutes!But I promise that no one will know, because they are so pretty it will look like you spent hours on them… it will just be our little secret…

And because these ornaments are so easy to make, they are perfect for your kids to help make.  Did I mention that all of the paint, glue, and glitter go inside the ornament??  So no worrying about letting the paint dry or having glitter fall off.

 

No mess, quick, easy… and last, but certainly not least, these ornaments are actually plastic (not glass!) so you don’t have to worry about your little ones or pets making them fall off the tree and break.

 

4 Ornaments in 5 Minutes:

 

Mixed Paint

  • Take the top off the ornament
  • Choose 3 colors of paint, carefully pour inside ornament
  • Put the top back on
  • Swirl paint around until inside of ornament is fully covered

Tip: Turn ornament occasionally until all the paint is dry inside to prevent paint from pooling in one area

 

Gift Wrap and Sparkle

  • Take the top off the ornament

Fill with gift basket filler, pieces of tinsel, pom-poms, etc…

  • Put the top back on

 

Glitter

  • Take the top off the ornament
  • Carefully pour clear glue inside ornament
  • Swirl around until the glue even coats the inside
  • Pour glitter in the ornament
  • Put the top back on
  • Shake around to help evenly spread out the glitter

Tip: Make sure not to pour too much glue in, just use enough to coat the inside.

 

Snowball

  • Take the top off the ornament
  • Carefully pour clear glue inside ornament
  • Swirl around until the glue even coats the inside
  • Pour iridescent snow flake sprinkles into ornament
  • Put the top back on
  • Shake around to help evenly spread out the snow flakes

 

Quick, easy and no-mess tutorial for making the ornaments:

 

 

More Christmas Crafts:

You might also enjoy learning how to make this ‘Warm Up with a Cup of Cheer’ DIY Rustic Christmas Sign.

 

Merry Christmas!

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