It’s that time of year again—tax time. Hopefully you have made estimated payments or had your employer withhold enough from your paychecks so that you don’t owe any taxes—and maybe are even lucky enough to get some money back. So what is the best use the money that you get … [Read more...] about 5 Smart Things to do with Your Tax Refund this Year
personal finance
How to Get Your Credit Score Above 800 and Keep it There
Your credit score says a lot about you. It’s not something that you really think about on a daily basis, but every time you make a payment, open a new credit card, apply for a loan, rent an apartment, or even apply for a new job, creditors are reporting information about … [Read more...] about How to Get Your Credit Score Above 800 and Keep it There
Best Advice for Living Debt Free
Debt. Most of us have it, but none of us want it. According to a recent survey, the average American has over $6700 in credit card debt, and over $134,000 in total debt, which includes credit cards, mortgage, auto loans, and other household debt. Since the goal is to get rid … [Read more...] about Best Advice for Living Debt Free
5 Financial Tips for Millennials
A recent survey revealed that 70 percent of millennials do not feel that high school or college prepared them to be able to handle their finances as an adult. But, we all know that understanding the basics of money management is vitally important in the world of … [Read more...] about 5 Financial Tips for Millennials
How to Break the Debt Cycle and Get Out of Debt for Good
You worked hard to pay down your debt. You did everything right to stick to a budget and tackle your bills. Now that you are debt-free, you don’t want to slip back into old habits and wrack up the debt again. Here are some pitfalls to watch for regarding your finances to make … [Read more...] about How to Break the Debt Cycle and Get Out of Debt for Good