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Personal Finance

Smart Ways to Help Your Teen Start Building Credit—and Financial Confidence

Gina Young · June 24, 2025 · Leave a Comment

Helping your teen build credit may not be top of mind when they’re still in high school or even just starting college—but it should be. A solid credit history opens doors to everything from low-interest car loans and apartment leases to future mortgage approvals. But building … [Read more...] about Smart Ways to Help Your Teen Start Building Credit—and Financial Confidence

Filed Under: Financial Literacy, Personal Finance Tagged With: finance, money

Why Every Recent High School Graduate Should Open a Roth IRA

Gina Young · June 9, 2025 · Leave a Comment

If you’re a recent high school graduate—or the parent of one—there’s probably a lot on your mind right now. College, jobs, moving out, maybe even just enjoying that sweet summer break before life gets busier. But there’s one thing that rarely makes the to-do list at this stage of … [Read more...] about Why Every Recent High School Graduate Should Open a Roth IRA

Filed Under: Personal Finance, Retirement Planning Tagged With: retirement planning, Roth IRA

11 Financial Habits Of Successful People

Gina Young · May 1, 2023 · 1 Comment

Want to get your finances on track? Follow these 11 Financial Habits of Successful People! #finance #personalfinance #creditrepair #success #financialtips #money #moneytips #budgeting #budget

Success doesn’t just happen.  You have to have a plan in place and work toward it.  If you want to be successful in school, a sport, or in your career, it is obvious to know that you need to put a plan in place and then follow the steps necessary to reach … [Read more...] about 11 Financial Habits Of Successful People

Filed Under: Personal Finance Tagged With: Budgeting, finance, money

Clever Ways to Use Your Tax Refund to Improve Your Credit Score

Gina Young · February 21, 2020 · 1 Comment

Clever Ways to Use Your Tax Refund to Improve Your Credit Score #creditrepair #tax #taxes #taxrefund #debtfree #budgeting #moneysavvyliving #budgettips #budgetinghacks #financetips #financeadvice

By now, you should have received all of the documents that you will need in order to complete your taxes, which are due April 15.  Hopefully, you won’t owe any additional money, and if you’re lucky, you will get some money back.  Even though it can be tempting to … [Read more...] about Clever Ways to Use Your Tax Refund to Improve Your Credit Score

Filed Under: Credit Repair, Taxes Tagged With: credit repair, debt free, taxes

5 Smart Things to do with Your Tax Refund this Year

Gina Young · February 5, 2020 · Leave a Comment

Getting a refund from the taxes that you paid in? If so, here are 5 smart things that you will want to do with your tax refund to put yourself in a better financial spot! #tax #taxes #taxtips #taxrefund #finance #financetips #financialadvice #money #moneytips

It’s that time of year again—tax time. Hopefully you have made estimated payments or had your employer withhold enough from your paychecks so that you don’t owe any taxes—and maybe are even lucky enough to get some money back.  So what is the best use the money that you get … [Read more...] about 5 Smart Things to do with Your Tax Refund this Year

Filed Under: Taxes Tagged With: personal finance, retirement planning, savings, taxes

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