Category Archives: Uncategorized

Save Money by Choosing Green Options

The following is a guest post from Bryn Huntpalmer, editor-in-chief at Modernize.com.

 

Save Money by Going Green | Money Savvy Living

 

Taking care of Mother Earth is certainly important. At Modernize, we’ve found that green practices tend to save money, which motivates us even more to live eco-conscious lifestyles. Here are a few simple changes that will reduce waste and help save you some green.

 

Upgrade Paper Products

It’s tempting to order pizza and serve it on paper plates or napkins, but convenience comes at a price. Paper, plastic, and Styrofoam products are typically produced with nonrenewable resources, which can be incredibly detrimental to the environment.

 

Stop this waste by using your actual dishes as much as possible. We suggest finding colorful plates you’ll be excited to use and keep clean. You won’t have to spend money on buying paper or plastic goods when you run out, which will save you money in the long run.

 

Paper towels are another household go-to, however, switching to cloth napkins or reusable paper towels can save you some major bucks. Just think about how much money you could save by purchasing paper towels less frequently. You may think you’ll be overwhelmed with laundry, but these cloth napkins and towels are small enough to throw into nearly every load.

 

Save Money by Going Green | Money Savvy Living

Grow Your Own Garden

Let’s face it: spices, herbs, and produce are expensive. If you love that organic, fresh taste (who doesn’t?), then cut costs on delicious seasonings and fresh vegetables by growing them yourself. You can recycle tea tins, canisters, mason jars, and more to create planters. Set them up in your kitchen near natural light, or start your own backyard garden.

 

With options to grow everything from basil to oregano, berries, green beans, and more, you can save a ton of money on natural, healthy foods. Planting your own garden is great for the environment, too.

 

Save Money by Going Green | Money Savvy Living

Commute Smarter

If you have a great group of friends at work, school, or church, it’s a smart idea to start a carpool. When you split the cost of gas, oil changes, and tolls, you can save a lot of money on your commuting costs. Carpooling even has advantages like being able to use the HOV lane, or sometimes enjoying reserved parking spots up front.

 

Vehicle exhaust is a huge pollutant and damages the ozone every day. Reducing the amount of vehicles on the road means cutting back on pollution, too. So, if you can walk or ride your bike instead of jumping in the driver’s seat, choose this energy-saving option to save money and help the environment.

 

These are a few ideas to get you started, but you’ll have opportunities to make eco-friendly decisions every day. If you’re getting rid of old furniture, ask yourself if it could be upcycled. Consider donating unwanted items to charity or thrift stores to grab a tax deduction instead of throwing them away. Decisions like that may seem small, but they will save you money over time—and protect the environment, too!

 

Bryn Huntpalmer

Bryn Huntpalmer lives in Austin, Texas where she currently works as editor-in-chief of Modernize.com with the goal of empowering homeowners with the expert guidance and educational tools they need to take on big home projects with confidence.

 

#Brexit and the Economy: Effect on the US Job Market

Brexit and the Economy: Effect on US Job Market | Money Savvy Living

 

Little over a week ago, Britain voted to leave the European Union.  The British Exit, or Brexit, as it has come to be known, is already having an impact on Britain’s economy and the effects are being felt around the world.  Of course, we watched as the stock market reacted to the news with a big sell-off and a flight to security here in the US, but one of the less-obvious, immediate ramifications that is evident on the UK side, is in the British job market—and the search for jobs outside the UK.  In fact, just since the Brexit vote, UK job search into the US has increased as much as 170%.

 

Indeed.com has collected the following information on UK-based job search to other countries by volume after Brexit (sources: SilkRoad & iCIMS):

  1. US – 29.4% of outbound search
  2. Canada – 12.7%
  3. Ireland – 9.1%
  4. Australia – 6.2%
  5. United Arab Emirates – 6.1%
  6. France – 5%
  7. Brexit and the Economy: Effect on US Job Market | Money Savvy Living

 

To go a bit deeper into this developing trend, I was able to interview Tara Sinclair, chief economist at Indeed.com, to get some insight from an industry expert:

 

Q: You are quoted as saying: “But the Brexit vote, at least in the short term, caused the share of UK job search into the US to increase as much as 170%, a potential trend as more UK and EU citizens look for opportunities elsewhere.”  What do you think is the driving force behind this short-term trend? 

A: What we’re hearing from job seekers is that after the Brexit referendum they developed increasing concerns about the opportunities in the UK labor market.  The concerns are both in terms of job opportunities going forward for foreign citizens as well as the health of the UK economy overall and how that may impact future jobs. 

 

Q: What factors specifically contribute to UK and EU citizens looking in the US?

A: The US, even before the Brexit vote, was the top destination for UK residents outside the UK and is also highly desirable globally.  The health of the US labor market with lots of job openings today along with competitive salaries makes the US a perennial favorite for people searching for international job moves.

 

Q: What impact do you anticipate this having on the US job market—which is already fragile—i.e., fewer jobs and lower labor participation rate for US citizens?

A: Given the strict restrictions on work visas in the US, this will likely have little consequence in terms of the number of international workers who come into the US labor market, but with increased competition for those visas we may see US companies benefiting from higher quality international talent.

 

Q: Not getting into the politics of it, but how do you anticipate the presidential election in November affecting this trend?  Which policies of Trump/Clinton would impact this the most?

A: We’re carefully watching the jobs data in the US as we head up to the election, but we haven’t seen any big movements so far.  One lesson from the Brexit vote is that we may not see an impact until after the election, but that job seekers do respond to changes in opportunity.

 

Q: You are also quoted as saying: “Separately, an exodus of EU citizens from the UK may provide an opportunity for US job seekers to find roles there.”  What potential opportunities would this open up for US workers in Britain?

A: If the negotiations over Brexit result in more restrictions for EU citizens wishing to work in the UK, this could put US citizens interested in working in the UK on a more level playing field with EU workers and may allow more US citizens the opportunity to work in Britain.

 

So what does it all mean?

We saw stocks plummet after the announcement of the #Brexit vote and a flight to gold and other “safe” investments, but then quickly rebound.  While UK workers may feel uncertain as to what the direction of their economy will be without being part of the EU, the spike in job search numbers may be somewhat of a knee-jerk reaction.

 

*Indeed.com, the #1 job site in the world, allows jobseekers to search millions of jobs on the web or mobile in over 60 countries and 28 languages. More than 180 million people each month search for jobs, post resumes, and research companies on Indeed.  More people find jobs on Indeed than anywhere else. Indeed is the #1 source of external hires for thousands of companies.

Share the Wealth Sunday Link Up {#44}

Share the Wealth Sunday | Money Savvy Livng Do you have a great money saving idea—or want to hear what other people are doing to save money and still feel like they are living the good life—even on a budget? It’s that time of the week again: Share the Wealth Sunday Link Up time! I look forward to sharing (and learning!) many great money saving ideas again this week! Come visit us on social media and say hi! We’d love to get to know you more! It would be great if you would follow us too: Share the Wealth Sunday | Money Savvy Living

Hannah at eat, drink & save money | Facebook | Pinterest | Twitter | Google+ | Instagram

Lisa at Fun Money Mom | Facebook | Pinterest | Twitter | Google+ | Instagram

Gina (that’s me!) at Money Savvy Living | Facebook | Pinterest | Twitter | Google+ | Instagram

 

Suggested guidelines:

  • Link to anything that can save people money: recipes, DIY, crafts, printables, tutorials, or any and all personal finance/budgeting ideas
  • Leave up to three links that you have not linked up within the last six months
  • Leave specific links to posts (not your entire blog)
  • Do not link to any Etsy shops
  • Grab the Share the Wealth Button for your blog
  • Have fun! Check out the other great money saving ideas…and share/interact with as many as you can!
  • Follow your hosts on Facebook and other social media—we want to stay in touch!
  • Link your post back to this site so others will know about the party each week!

 

Feature:

Share The Wealth Sunday 44 | Money Savvy Living

East, Drink & Save Money: 18 of the Best Tips for Doing Disney on a Budget

Fun Money Mom: Menu Planning Made Easy

Money Savvy Living: Peanut Butter Chocolate Chip Chickpea Cookies

Share the Wealth Pinterest Group Board:

Check out our Share the Wealth Pinterest Group Board! Come on over and pin your most recent posts or other great pins that you want to share with the group. This is a great way to get a little boost for some of your pins, but make sure that you return the Pinterest love and pin something from a few other bloggers.

Also, don’t forget to follow your Share the Wealth Sunday hosts on Pinterest too:

Hannah // Lisa // Gina

 

Share the Wealth Facebook Page:

Have you joined the Share the Wealth Facebook page yet? Come on over and mingle with other bloggers, share your content, find other great content to share and ask questions/get advice. We’d love for you to join us! This is meant to be an interactive group for bloggers… feel free to invite any of your blogger friends!

Healthy Living Facebook Page:

Did you make a New Year’s Resolution to lose weight or get healthy? (or decided on a New Year’s Transformation instead!) Stop by my Healthy Living Facebook page for some tips, recipes, and encouragement to get healthier and lose a little weight this year. Also, feel free to join and post your health-related blog posts anytime… another great way to share your blog posts!

Round Up:

Each week, I will pick a few awesome posts from the week before to share with you. That will mean additional exposure for your post and blog! Here some of my favorites from last week:

Nutella Latte

Meatless Meal Ideas to Save You Money

Family Meals on a Budget

 

 

 

Feel free to grab this 150 x 150 button and share on your page to let others know about this link up:

Share the Wealth Sunday grab button

Link Up:


The True Meaning Behind the Plain Red Starbuck’s Cups

Plain Red Starbuck's Cup | Money Savvy Living

 

It’s that time of year again. The weather is getting colder. Warm winter coats come out, snow starts to fall. Every child is on their very best behavior because they know that Santa is taking note… Christmas is almost here.

And this year, Starbucks has caused controversy with their plain, red cup to celebrate the holiday season. Or as the controversy goes, lack of celebration of Christmas.

It is truly unclear where this “controversy” actually started. It really doesn’t seem that Christians are actually upset about the plain red cups that Starbucks is using this year for their holiday cup. In fact, if we look at the Starbuck’s Christmas cups that were used over the last few years, a strong Christmas theme isn’t really prevalent… the cups typically feature more winter themes…

 

Starbucks Cups | Money Savvy Living

 

So once and for all, let’s put the controversy to rest. The true meaning behind the Starbucks plain, red cup this year is to celebrate the beauty of Christmas in a simple way. A very basic, yet profound, message.

It is not necessary to have decorations, expensive presents, fancy clothes, or attend every holiday party. Rushing out on Thanksgiving night to be first in line for the most popular toys, video games, or TVs that are on sale isn’t important either. Don’t be sidetracked by the beautiful “things” of the season or get caught up in the hustle-and-bustle of buying the perfect present. Don’t spend so much time focusing on everything about the season that we forget the true reason why we celebrate Christmas.

The first Christmas night was not celebrated with a big party, fancy clothes, or decorations.

The first Christmas took place in the stillness of a manger, surrounded by the subtle sounds of the animals. A young mother had just given birth to a baby boy. She and her husband were undoubtedly tired from their travels and stressed by their lack of accommodations. The birth of the savior was not accompanied by fanfare and pageantry.

I don’t know the motives behind Starbuck’s plain red cup this year. I don’t really know if there was a reason that Starbuck’s chose to use a plain cup this year rather than one with snowflakes, evergreen trees, carolers, or even ornaments. And while I don’t really think there is a controversy over this—in fact, I don’t know anyone who actually cares—instead of choosing to be offended by the lack of acknowledgement of Christmas, or even letting this story prevail, let’s instead choose to look at a potential good explanation of the plain red cup.

After all, red is a traditional Christmas color and has significant meaning associated with Christmas: “From Santa’s cozy suit to Rudolph’s glowing nose to ribbon-framed wreaths, red is the most visible color of the season. The vibrant shade has strong cultural associations with love, health and power. Winter greenery that sprouts red berries, such as holly, is especially popular at Christmas. Santa’s red suit originated with St. Nicholas of Myrna, a red-robed Greek bishop who gave presents to children during the fourth century, notes the encyclopedia “Religions of the World.” Red is also a powerful religious symbol used to represent the death of Jesus and the passion of the Holy Spirit.”

Perhaps, we can all learn a lot about Christmas from a plain, red cup. Focus on simplifying your Christmas this year and taking time to remember that Jesus is the true reason for the season.

 

 

Simply Saving? Or Simply Shopping?

I just had to share Heather’s blog post (from Simply Save) because she brings up such a good point about being money savvy when we are shopping… just because something is a good deal, should you buy it if you don’t actually need it? Definitely something to think about. Ask yourself: does buying this keep me from reaching my financial goals or paying a necessary bill?

1 2