5 Ways to Invest In Your Children’s Future
Investing. Typically, when we talk about investing, we are thinking about putting money into stocks, bonds, or mutual funds in a retirement account or a savings account. There is usually a tangible goal in mind: being able to retire comfortably or paying for a child’s college education. That type of investing is definitely something that should be a part of every person’s financial plan. But that is not the only type of investing that is important.
We need to be investing in the lives of our children in a way that is far more critical: emotionally and relationally. Being a parent is so much more than just providing food, clothes, and shelter for a child. Raising a child involves teaching them values, morals, and ethics. Whether you are actually an involved participant in teaching your children this or not, they will acquire a set of values, morals, and ethics, or a lack thereof, depending on the upbringing they receive. So how do you actually invest in your children? How do you know you are achieving your goal when there are no quantitative measures? Here are 5 ways that you can concretely participate in your children lives:
1. Eye contact—from the time a baby is born, they start to gain an understanding of the world around them and how much they are loved based on the eye contact they receive. Even as an infant, a worldview is starting to form. Take the time every day to look your child in the eye and tell him you love him—it doesn’t matter if your child is 6 months old or 16 years old.
Investment: Self-Worth—by looking in his eyes, you are telling your child, “You have value.”
2. Say “I love you.”—this one may seem self-evident, but, trust me, you need to actually say it. Clearly communicating this simple message with your child often is critical. Through the trials that they will surely face in life—a mean kid at school, breaking up with a boyfriend, peer pressure—if your daughter knows that you, her parent, loves her, getting through these situations will be easier for her.
Investment: Security—by actually uttering the words “I love you,” you are letting your child know, unequivocally, that no matter what the world brings their way, you are there for them.
3. Give compliments—as parents, we are so used to telling our kids what they can’t do and what they did wrong, that is it essential to make a concerted effort to tell them when they’ve done something right. Just to get through the day without someone getting hurt, I feel like I am telling my kids every couple of minutes what not to do—a negative directive: “don’t throw the ball in the house,” “no wrestling by the fireplace,” “pick up your toys before someone trips over something and gets hurt…” Yes, this is a parent’s job, however, it makes it just that much more important to catch them doing something good. It can be anything, even something little: “you did a great job cleaning your room,” “thank you for mowing the lawn,” “I’m proud of you…”
Investment: Self-Esteem—each time you tell your child they did something good, you are building up their confidence.
4. Spend quality time together—in order to invest in the lives of your children, you need to actually be there. Yes, face-time matters. Maybe you are busy traveling with your job, maybe you are putting in hours around the clock trying to get your new business off-the-ground, but you can figure out a way to carve out quality time for your family. In the grand scheme of life, will your children be able to remember that you went to their baseball games, cheerleading competitions, or awards ceremony at school? Will they remember sitting down and eating dinner together as a family? Will they remember you teaching them to drive? Will they remember being able to talk to you about major life decisions, such as college, a career path, or renting their first apartment? Perhaps, you time is limited due to circumstances in life that you can’t control, but that is not an excuse for not making the time you do have with your kids count. After all, it is entirely possible for a parent to see their children every day, but not really be there.
Investment: Yourself—investing time into your children creates memories for them. Someday when you are gone, the memories will still live on. Don’t live a life that will cause you to look back with the regret of “I wish I had spent more time with my kids.”
5. Eternity—for me, this is the most important. You may have heard the saying, “the family that prays together, stays together.” I think there is a lot of truth to this. Honoring God as a family helps to keep other priorities in order as well.
Investment: Purpose—understanding that God has a plan for each of us, gives life meaning. Teaching my children about God is investing in their eternity.
Investing isn’t always dollars and cents, sometimes it’s just common sense.